I'm trying to buy $100 of btc for a bet on a basketball game tonight.

Every website has rules along the lines of:

confirmation transactions (coinbase is going to charge me random amounts up to a dollar to verify my card. This could take up to a week)

Insane amount of personal information (Gemini wants my passport and a utility bill)

Difficulty of in person transaction (The banks are closed around me. Also, I am nowhere need an ATM)

I feel that if it was easy to just buy bitcoin with a card with less barriers to entry it would be more widely used.

It should be just as easy as buying a song on Amazon (imo)